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Reverse Mortgage Calculator

ReverseAdvisors.org List of the Best Online Reverse Mortgage Calculators

We have provided a list below of some of the best reverse mortgage calculators that should be helpful in your search.

These calculators are provided by reverse mortgage companies, organizations, and/or professionals that ReverseAdvisors.org may receive revenue from for affiliation.

How Much Do I Qualify To Receive?

This is the most common question by homeowners when setting out to calculate a quick scenario of what their reverse mortgage may look like.

A reverse mortgage calculator is designed to help give a peak into what that may look like.

While it may not have the detail of an actual reverse mortgage quote it is a very helpful tool and starting place for many homeowners.

What are the Fees and Closing Costs?

Some calculators may actually estimate the fees and closing costs too!

Please understand that estimating the fees and costs of a particular reverse mortgage can be very difficult, so not all calculators may have this feature.

Depending on the state, or county, that a property resides in can change the fees dramatically since some charge their own taxes and recording charges.

There are also loan variables such as property types that can increase how much a reverse mortgage may cost.

The best solution might be to use the reverse mortgage calculators above by our affiliates to get an idea and then if it is something you are interested in know more about you can contact some companies/professionals who can give a more detailed outlook.

What is My Rate?

This is another popular question from homeowners when starting their search for a reverse mortgage calculator.

Reverse mortgage rates can vary from week to week and from company to company.

While most online reverse mortgage calculators may not give the rate details a homeowner is looking for that is OK.

Just like with auto calculating the fees and costs of a loan it can be difficult to offer rate details due to current market options of the LIBOR index rate and how often they update.

Again, the best solution may be to use the reverse mortgage calculators to gain some useful information that can help with the initial research.

Once a homeowner feels comfortable with what they have seen with the online calculators then it may be best to contact a reverse mortgage company/professional directly to receive a more detailed reverse mortgage quote.

How do online reverse mortgage calculators work?

These can be a helpful tool for homeowners when assessing how much money they can qualify to receive with a reverse mortgage.

Many online reverse mortgage calculators will provide information on the starting principal limit of the loan. The principal limit is maximum amount of money a homeowner initially qualifies for with a reverse mortgage. This amount may or may not be accessible all at one time when the loan funds, because particular programs require that some of that money be allocated to use after the first 12-months. You can read more about principal limits.

Some reverse mortgage calculators will also give details on the estimated fees and rates being provided

These are all great starting points when getting an idea of how a reverse mortgage can work for you! 🙂

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